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Understanding the new Aged Care Act: What it means for your finances
The new Aged Care Act, starting 1 November 2025, will reshape how Australians access and pay for aged care. Aspire2Wealth explains the key changes, including co-payments, home modification caps, and accommodation costs, and what pre-retirees and retirees can do to prepare financially.

John Bartle
Sep 184 min read
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First Home Guarantee 2025: Buy your first home with a 5% deposit and higher property caps
The Federal Government has expanded the First Home Guarantee as part of the Home Guarantee Scheme.

Luke McKenzie
Sep 183 min read
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What does the rate cut mean for my mortgage? RBA cash rate cut explained
The RBA's latest cash rate cut affects your mortgage. Get a clear summary on variable home loans, current rates, and expert strategies for borrowers in the shifting market.

Jaime Bedoya
Aug 215 min read
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Spring financial strategy: Reassess and refocus your financial plan
Spring marks the end of Q1 in FY26. It’s the right time to take stock of your financial goals.
In this Aspire2Wealth article, we outline five key strategies to help Perth individuals and families refocus, with practical actions across super, budgeting, insurance, and forward planning.

Nathan Torre
Aug 213 min read
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How much can you borrow? Understanding your borrowing power in 2025
Why borrowing power matters Whether you're purchasing your first home, upgrading, or refinancing in Perth’s evolving market, your...

Luke McKenzie
Jul 313 min read
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Five mistakes people make in their 40s and 50s that can derail retirement
Common mistakes people in their 40s and 50s make when it comes to retirement planning

Damon Tuthill
Jul 304 min read
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Refinancing your home loan in 2025: Is now the right time?
Jaime Bedoya, Aspire2Wealth's mortgage and finance expert, discusses tips you should consider with refinancing your home loan.

Jaime Bedoya
Jun 273 min read
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New financial year, new financial plan: Four steps to start this financial year strong
John discusses how you can plan your finances effectively this financial year.

John Bartle
Jun 273 min read
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The best mortgage strategies for first-time homebuyers in Australia
Learn how what the best mortgage tactics are for young home owners in Australia.

Jaime Bedoya
May 214 min read
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Why waiting until 67 to plan your retirement could cost you
Aspire2Wealth's Mitchell Mackenzie explains how retirement may seem distant, especially with the Age Pension eligibility at 67, but waiting until then to plan could mean missing key financial opportunities.

Mitchell Mackenzie
Apr 232 min read
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How to pay off your mortgage faster and save thousands
Learn how to pay off your home loan is the fastest way possible.

Luke McKenzie
Apr 234 min read
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Smart Superannuation strategies before June 30
Aspire2Wealth's Mitchell Mackenzie explains how individuals and couples can maximise contributions, leverage tax offsets, and take...

Mitchell Mackenzie
Mar 313 min read
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The Hidden Costs of Buying a Home: What You Need to Know
1. The real cost of homeownership Purchasing a home is a significant financial commitment, and many buyers focus solely on their deposit...

Luke McKenzie
Mar 243 min read
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How Much Can You Borrow? Understanding Your Mortgage Borrowing Power
Understanding your borrowing power is the key to making informed financial decisions. Buying a home is a big step, and understanding how...

Jaime Bedoya
Mar 244 min read
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How to refinance your home loan
All about how to refinance your home loan.

Jaime Bedoya
Mar 66 min read
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Australians are unprepared for the great wealth transfer – why estate planning matters now
Many Australians are unprepared for the great wealth transfer, with estate planning often overlooked.

Nathan Torre
Feb 24 min read
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Investing in financial advice is investing in a brighter future
Many assume that financial advice is only for the wealthy—just another way for the rich to get richer. In reality, financial advice is...

John Bartle
Feb 24 min read
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What Homeowners Need to Know About Interest Rates in 2025 and the latest on the Perth market.
As we enter 2025, the Australian economy is focused on potential changes to interest rates. With the Reserve Bank of Australia (RBA) and...

Luke McKenzie
Jan 72 min read
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Is it worth paying for a financial planner or adviser? How a financial adviser can help you feel better about your finances
Discover the untapped potential of financial advice, common barriers stopping Australians from seeking help, and the powerful ways financial

John Bartle
Jan 73 min read
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The 12 saves of Christmas: Festive budget tips for a stress-free season
Enjoy a joyful Christmas without overspending! Discover 12 budget-friendly tips.

Mitchell Mackenzie
Nov 3, 20244 min read
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