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How do I buy my first home ?
With new lending rules taking effect, the traditional path to home ownership has changed. Discover how new "no income cap" deposit schemes and the FHSSS tax-break can save you over $25,000 and fast-track your entry into the property market. Read our full strategic guide to secure your future in 2026.

Luke McKenzie
Mar 203 min read


What financial risks families can prepare for making a long-term financial plan
Markets might be facing a lot of structural volatility right now, but your financial security shouldn’t have to. We’ve put together the key 2026 facts on navigating modern risks from the latest legislative shifts to superannuation compliance to help you stay the course and keep your wealth protected.

John Bartle
Mar 204 min read


Budget, Debt and Super: three simple ways to get your money working harder in 2026
Cash flow pressure, debt repayments and super decisions can all feel heavier at this time of year. In this update, Tracy from our team outlines practical steps to build a simple budget, manage debt more effectively, and review your super before 30 June.

Tracy Wan
Feb 234 min read


WA transfer duty: what the 2026 reforms mean for your property goals
Navigating the WA property market in 2026 requires more than just finding the right home it requires understanding the "hidden" costs. With significant reforms to First Home Buyer thresholds and off-the-plan concessions now in full effect, our latest guide breaks down everything you need to know about Transfer Duty to keep your financial goals on track.

Luke McKenzie
Feb 233 min read


How to balance your household budget as regular costs resume in 2026
With household expenses settling back into a more predictable pattern, ongoing costs such as school fees, insurance premiums and everyday spending can place renewed focus on cash flow. Taking time for a straightforward review of budgeting, superannuation and insurance arrangements can help maintain clarity and support confident financial decisions through the year.

Jaime Bedoya
Feb 53 min read


Navigating the 2026 property market: A fresh start for your finances
With interest rates rising to 3.85%, managing your money is more important than ever. Learn how to reset your budget, super, and loans for a stable year ahead.

Jaime Bedoya
Feb 43 min read


Planning finances for the new year: How to set yourself up for success
As regular financial commitments return, school fees, insurance premiums and everyday expenses can place pressure on cash flow. A simple early-year review of budgeting, superannuation and insurance can help restore clarity and support smoother financial decisions.

John Bartle
Jan 53 min read


Key financial changes coming in 2026: What Australians should prepare for
A range of financial changes are coming into effect in 2026, from income tax and superannuation updates to lower PBS medicine costs. Understanding what’s changing and how these shifts interact can help you stay informed and plan with confidence.

John Bartle
Jan 53 min read


How to budget for Christmas
Don't let holiday emotion derail your financial plan. Malcolm Davis from Aspire2Wealth explains his 5 practical steps for Christmas spending, helping you move from stress to clarity. Discover how to align festive generosity with your personal values and set expectations for the family.

Malcolm Davis
Nov 14, 20252 min read


How to prepare a property for sale
Selling your home can be both exciting and emotional. In this article, Jaime from Aspire2Wealth shares practical, heartfelt advice to prepare a property for sale with insights on mortgage planning and borrowing power to help you feel confident and ready for your next move.

Jaime Bedoya
Nov 14, 20253 min read


How to plan for inheritance when it arrives later in life
More Australians are receiving inheritances later in life, often when they’re already planning for retirement. In this article, Malcolm Davis from Aspire2Wealth explains how to approach inheritance planning with clarity and care and how to help children prepare for their own financial future.

Malcolm Davis
Oct 27, 20253 min read


How to talk about inheritance with family
With families coming together over the holidays, it’s the perfect time to have meaningful conversations about the future. Inheritance planning can be emotional, but it doesn’t have to be difficult. Here’s how to approach the topic with empathy, clarity and confidence.

Malcolm Davis
Oct 21, 20253 min read


Understanding the new Aged Care Act: What it means for your finances
The new Aged Care Act, starting 1 November 2025, will reshape how Australians access and pay for aged care. Aspire2Wealth explains the key changes, including co-payments, home modification caps, and accommodation costs, and what pre-retirees and retirees can do to prepare financially.

John Bartle
Sep 18, 20254 min read


First Home Guarantee 2025: Buy your first home with a 5% deposit and higher property caps
The Federal Government has expanded the First Home Guarantee as part of the Home Guarantee Scheme.

Luke McKenzie
Sep 18, 20253 min read


What does the rate cut mean for my mortgage? RBA cash rate cut explained
The RBA's latest cash rate cut affects your mortgage. Get a clear summary on variable home loans, current rates, and expert strategies for borrowers in the shifting market.

Jaime Bedoya
Aug 21, 20255 min read


Spring financial strategy: Reassess and refocus your financial plan
Spring marks the end of Q1 in FY26. It’s the right time to take stock of your financial goals.
In this Aspire2Wealth article, we outline five key strategies to help Perth individuals and families refocus, with practical actions across super, budgeting, insurance, and forward planning.

Nathan Torre
Aug 21, 20253 min read


How much can you borrow? Understanding your borrowing power in 2025
Why borrowing power matters Whether you're purchasing your first home, upgrading, or refinancing in Perth’s evolving market, your...

Luke McKenzie
Jul 31, 20253 min read


Five mistakes people make in their 40s and 50s that can derail retirement
Common mistakes people in their 40s and 50s make when it comes to retirement planning

Damon Tuthill
Jul 30, 20254 min read


Refinancing your home loan in 2025: Is now the right time?
Jaime Bedoya, Aspire2Wealth's mortgage and finance expert, discusses tips you should consider with refinancing your home loan.

Jaime Bedoya
Jun 27, 20253 min read


New financial year, new financial plan: Four steps to start this financial year strong
John discusses how you can plan your finances effectively this financial year.

John Bartle
Jun 27, 20253 min read
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